Insurance Coverage Overview
A public summary of our baseline digital asset insurance policies, absolute claim procedures, and real-time coverage validation models.
Explore KapSure Institutional ArchitecturePolicy Definitions
Hot Wallet Base Buffer: 100% of all platform hot-liquidity is commercially protected by top-tier underwriting syndicates.
Stablecoin Depeg Protection: Algorithmic KapSure reserves neutralize volatility if a wrapped treasury asset temporarily loses fiat parity.
PPP Principal Shields: Accredited pool capital operates under extreme downside-protection frameworks via heavily collateralized counterparty bonds.
Real-Time Validation
Smart Contract Locks: Insurance treasury addresses are public. Anyone can query the underlying exact collateralization ratio.
Third-Party Reconciliation: Underwriter collateral certificates are published continuously within the KapClear Transparency Engine.
Dynamic Treasury Peg: Total insurance buffers dynamically rebalance to exceed the Total Value Locked (TVL) at risk.
Claim Authorization Procedure
Anomaly Trigger
KapAI autonomously detects a negative state anomaly (smart contract breach, depeg event, node disruption).
Halt & Review
System enacts an absolute freeze. Security Council initiates manual forensic review matching internal audits.
Indemnification Call
Upon verification of unauthorized capital outflow, localized reserve coverage pools are digitally unlocked.
User Remediation
Lost values are algorithmically offset and reinjected directly into designated user accounts 1:1.